Why Choose Us
Whether you are a just starting out with your first home, or you are a seasoned investor, we are committed to providing you with the right home loan to meet your needs. We will discuss every aspect of your loan with you and ensure you understand the fine details – like competitive interest rates, offset facilities, unlimited additional deposits and redraw facilities. You can rely on us to provide you with customer service that you will value for the life of your loan, and that we will continue to support you in achieving your future goals.
Putting our customers at the heart of everything we do sets us apart from our competition.
Our commitment to you, our customers:
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We will be easy to do business with
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You will talk to a real person
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We will get back to you
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We will go the extra mile, every time
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We will listen to what you want
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We will provide home loan options that suit your needs
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We will source competitive interest rates
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We are here to serve you and ensure you will be 100% satisfied with our service.
We have a dedicated team here in house. When you call us, your queries will be answered by one of our friendly brokers. We will guide you through your entire loan application or re-finance process and provide you with the assistance and advice you need into the future.
You can feel confident that you are in safe hands and we will find the loan that’s right for you.

Testimonials
David consistently demonstrates a deep understanding of the Australian lending landscape. His ability to translate complex financial transactions into clear, practical guidance makes the process straightforward and stress free. What truly distinguishes David is his commitment to delivering outstanding service, proactive communication, attention to detail and his dedication to his clients.
Sean C.
David at DFK Finance has been an integral part of team providing the framework for our home loan, refinancing, equity loan and generalist credit needs. For more than tens years he has provided practical advise to get the markets most competitive options, each time personalised to our needs at that point. DFK Finance not only get the best results, they are efficient, frank, thoughtful and customer centred. A pleasure to deal with.
Dominic & Fiona
I have worked together with David many times over the last 15 years which says a lot about my opinion and belief in him. He has always been able to get our Finance approved within a few weeks and I really appreciate the quick turnaround time in what is a stressful time. He is always quick to answer all of my questions no matter how mundane they might be. I cannot recommend David more highly for all your mortgage needs.
Stavros S.
David has looked after not only my mortgage needs over the last decade but also recently settled a loan for my daughter which shows the loyalty that I have to him which is totally warranted. He acts quickly and has a wealth of knowledge on all lending fronts.
Tim L.
I have used David Kearns for both my residential and commercial lending requirements for the last 10 years. He has helped me expand my business with his Commercial expertise and always sought the most competitive option for me on the residential ending front.
Liam G.
Myself, my family and friends have used David for all our lending / mortgage needs for the last 20 years. He just gets the job done and informs us throughout the whole process. We wouldn’t use anybody else.
Angela B.
David is so knowledgeable, acts in my best interest and is always a pleasure to deal with. If you want a fast, thorough and effective experience, I wouldn’t hesitate to engage David.
Amie V.
I have been working with David for over 15 years. This alone is proof of his success in regards to my financial requirements but is also evidence of what I consider to be a valued relationship. Davids approach is direct, straightforward, yet empathetic and considerate. David responds quickly and gets things done. I have introduced David to many friends who after many years still use him for financial services, sourcing debt and advice. There are many 'brokers' out there, but few who I have met who get the deals done like David. When he says he can do it for you he does. What more can one ask from a finance broker? Don't look further, you've found your man for finance.
Danny S.
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